Through Family Housing Resources (an AZ & HUD approved non-profit agency), home buyers may be able to receive a 2% down payment gift and therefore reduce their 3.5% down payment FHA requirement to only 1.5%. This 1% may be gifted by relatives, be a loan from relatives or be paid by the home buyer. It may not be paid by the seller or builder in the form of closing cost assistance..For current Homebuyer incentives please contact RealVision today

It is best for buyers to contact RealVision directly to get qualified for an FHA or Conventional Loan:

• Properties are not limited to a specific location or target area
• AZ Home Buyers do not have to be first time homebuyers
• Own your own Phoenix Home for less than what you are currently paying to Rent

Home Buyers may not own any other properties at the time of closing

• 1 and 2 unit properties allowed, purchases only
• Buyer education class required if Arizona first time homebuyer
• Interest Rate buy-downs are allowed
• Sellers may contribute up to 6% for closing costs/prepaids
• No co-signors (non-occupant co-borrowers) allowed
• We will lead you through every step of the Phoenix home buying process.
  
• We will help you define your "wish list" of features you want in your Phoenix dream home, your neighborhood and your school district.
   
• We will walk you through the  financial details associated with buying a home in Phoenix, and make sure you choose a loan program that is right for you.
   
• We will monitor all new Phoenix Real Estate listings that hit the Arizona MLS, alert you and schedule a viewing.
   
• We will eliminate the stress involved with buying a home by putting our years of Phoenix real estate experience to work for you.

If you have wanted to purchase a home and invest in the Phoenix Real Estate Market, but didn't think you could afford it, qualify for a loan, or have the money for a down payment, think again! There are many programs available and closing cost assistance is still a way for buyers to keep some extra cash in their pocket...why keep paying rent when you can start the path to own a home today for less than renting?!  We have the sources to get our clients into their Phoenix dream home, at prices we guarantee will not be around for long. With the current Arizona Real Estate market showing a substantial property value decline, you the Phoenix homebuyer can purchase just like the investors do, thousands below market value.